Live FinTech APIs for high-growth partners

India's #1 Recharge API, BBPS API, SMS API & WhatsApp API Provider.

Launch Mobile Recharge API, DTH, BBPS Bill Payment, Gift Card API, Bulk SMS API, OTP SMS, WhatsApp Business API, Payout, AEPS, DMT and KYC verification services with enterprise-grade uptime, fast settlements and developer-first APIs built for scale.

24x7 Support Bank Grade Security 99.99% Uptime
Trusted by
LIVE ROUTING
Today's Transactions0
Success Rate99.99%
Wallet BalanceRs 18.4L
API Latency<100ms
Recharge API
Operator route switched
Success
Bank Verification
Account matched
Verified
API HEALTHY Payout request approved POST /api/v1/payouts
Live Transaction BBPS bill paid in 1.2 sec
Token secured Encrypted webhook delivered
0+Partners
Rs 0Cr+Monthly Volume
99.99%Success Rate
<100msAPI Speed
24x7Support
0+Services
API Services

Recharge API, BBPS API, SMS API, WhatsApp API & more — all in one premium stack.

Recharge API, BBPS API, Gift Card API, SMS API and WhatsApp API with live badges, fast response times, verification flows and settlement-ready APIs designed for retailers, distributors and enterprise platforms.

LIVE

Payout API

Send IMPS, NEFT and bank payouts from your platform with secure controls.

  • Bulk payouts
  • Beneficiary validation
  • Settlement reports
Latency78ms
Success99.94%
Documentation
LIVE

AEPS

Aadhaar enabled banking services for cash withdrawal and balance enquiry.

  • Biometric flow
  • Mini statement
  • Retailer dashboard
Latency96ms
Success99.88%
Documentation
LIVE

DMT

Domestic money transfer APIs with beneficiary management and instant status.

  • IMPS/NEFT rails
  • Sender KYC
  • Commission-ready
Latency89ms
Success99.90%
Documentation
LIVE

PAN Verification

Verify PAN details for onboarding, underwriting and compliance checks.

  • Name matching
  • Status check
  • Audit logs
Latency65ms
Success99.98%
Documentation
LIVE

Aadhaar Verification

Secure Aadhaar verification workflows for user identity validation.

  • Masked response
  • Consent-first flow
  • Fast matching
Latency72ms
Success99.95%
Documentation
LIVE

Bank Verification

Bank account validation for payouts, lending, payroll and onboarding.

  • Account name match
  • IFSC validation
  • Penny-drop ready
Latency83ms
Success99.97%
Documentation
LIVE

UPI Verification

Validate UPI IDs and reduce failed transfers before payment initiation.

  • VPA lookup
  • Name response
  • Fraud checks
Latency69ms
Success99.96%
Documentation
LIVE

GST Verification

Verify GSTIN, legal name, trade name and registration status.

  • GSTIN lookup
  • Business status
  • Compliance-ready
Latency75ms
Success99.93%
Documentation
LIVE

Insurance API

Premium collection and policy payment flows for partner channels.

  • Policy fetch
  • Payment receipts
  • Reconciliation
Latency93ms
Success99.87%
Documentation
LIVE

Fastag API

Fastag recharge and wallet management for mobility-focused partners.

  • Vehicle lookup
  • Instant recharge
  • Status tracking
Latency91ms
Success99.92%
Documentation
LIVE

SMS API (Messages API)

SMS API for Bulk SMS, Transactional SMS, Promotional SMS and OTP SMS with DLT approved routes, high delivery rate and fast REST API integration.

  • Bulk SMS API
  • Transactional SMS API
  • Promotional SMS API
  • OTP SMS API
  • DLT Approved SMS
  • High Delivery Rate
  • Fast Integration
  • REST API
Latency68ms
Delivery99.5%
Know More
LIVE

WhatsApp API

WhatsApp Business API for marketing, bulk WhatsApp messages, OTP on WhatsApp, template messages, media messages and webhook-based notifications.

  • WhatsApp Business API
  • Marketing Messages
  • OTP Messages
  • Template Messages
  • Media Messages
  • Bulk WhatsApp Messages
  • Notification API
  • Webhook Integration
Latency74ms
Delivery99.6%
Documentation
Why Choose Us

Built for faster launches and healthier margins.

FinPay Ultra combines routing intelligence, low-latency APIs, settlement visibility and dedicated support so your team can focus on growth.

View Pricing
Capability
FinPay Ultra
Typical Provider
Fast Integration
Sandbox + docs
Manual setup
Lowest Pricing
Margin-first plans
Hidden slabs
99.99% Uptime
Live monitoring
Limited SLA
Instant Settlement
Real-time ledger
Delayed reports
24x7 Support
Dedicated team
Ticket queues
Dedicated Manager
Growth partner
Self-serve only
Enterprise Security
Token + audit
Basic keys
Smart API Routing
Auto failover
Single route
API Dashboard Preview

Monitor every rupee, route and response in real time.

A professional partner dashboard for today's transactions, success rate, wallet balance, revenue, recent activity, charts and analytics across Recharge API, BBPS API, SMS API and WhatsApp API.

Integrations

Works with your preferred stack.

PHP
Laravel
Node.js
React
Flutter
Java
Python
Postman
REST API
Webhook
Testimonials

Partner feedback from growing businesses.

API Documentation

Developer-friendly examples for every integration.

Switch between PHP, Node.js, Python, Java and cURL examples. Keep teams moving with predictable responses and webhook-ready flows.

Open Full Docs
CompanyFintastix
MarketIndia
SecurityBank-grade
Support24x7
About FinPay

Empowering India's digital economy.

Fintastix Business Solutions Pvt Ltd is a B2B fintech platform offering Recharge, BBPS, PAN Card, AEPS, DMT, Fastag, Payout and API services to retailers, distributors and enterprises across India.

RBI Compliant Framework
99.99% Uptime SLA
Instant Settlements
Dedicated Support
Contact to Sales Team
Mobile App

Manage your business from anywhere.

Use the FinPay Partner App for transaction monitoring, wallet loading, settlement visibility and retailer management.

Live alerts
Wallet control
Daily reports
Retailer tools
FinPay UltraLIVE
Wallet Balance

Rs 18,42,500

Today's Revenue

Rs 3,82,140

RechargeSuccess
BBPSPaid
PayoutSent
FAQ

Questions before you go live?

Most partners can start sandbox testing quickly with API documentation, credentials and support from the FinPay team.

Yes. Transaction status, verification response and payout events can be tracked through dashboard views and webhook-style integrations.

Recharge API, BBPS API, Gift Card API, SMS API (Bulk SMS, Transactional, Promotional, OTP), WhatsApp Business API, Payout, AEPS, DMT, PAN, Aadhaar, Bank, UPI, GST, Insurance and Fastag APIs are all included in the platform offering.

Yes. FinPay Ultra offers a full SMS API stack (Bulk SMS API, Transactional SMS API, Promotional SMS API, OTP SMS API with DLT approved routes) and WhatsApp Business API for marketing messages, OTP on WhatsApp, template messages, media messages and webhook notifications.

Yes. FinPay Ultra offers 24x7 support, operational guidance and dedicated manager assistance for business growth.
Contact Us

Let's build your fintech launch plan.

Have questions about APIs, margins or partnership programs? Our team can help you choose the right setup.

WhatsApp
+91 86840 18330 / +91 72069 22802
Address

Fintastix Business Solutions Pvt Ltd
159, New Prem Colony Street No 4
Kaitha Road Karnal Haryana 132001, India

Send us a message